Build Your Own Home with a Self Build Mortgage – Available Across Ireland

We help you secure the best self build mortgage offers to fund your dream home — whether you’re building in Dublin, Kerry, Galway, or anywhere across the 26 counties. Trusted advice, nationwide support.
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Trusted self build mortgage solutions designed for individuals and families across Ireland. Your vision, our guidance — homeownership made simple.

Trusted Experts in Self Build Mortgage Services

Helping You Build Your Dream Home Since 2013

Founded in 2013 by award-winning advisor Philip Cullen, Southeast Financial Services has earned national recognition for guiding clients through the complex journey of building their own homes. With over 20 years of mortgage expertise, we’ve supported hundreds of individuals and families in turning self-build dreams into reality — with honest advice, expert support, and full transparency. As an accredited member of the All-Ireland Business Foundation and Brokers Ireland, we offer direct access to Ireland’s top lenders and a mortgage process designed around your build and your budget.

Your Future, Backed by Mortgage Expertise

Life-Stage Support

From planning your first self build to long-term financial goals, we’re with you at every milestone.

Trusted & Accredited

Accredited by the All-Ireland Business Foundation, we offer proven guidance and personalised service.

Independent & Client-Focused

Led by mortgage expert Philip Cullen, we’re committed to securing the best outcomes for you — not the banks.

Proudly Serving All 26 Counties Across Ireland

Carlow

Cavan

Clare

Cork

Donegal

Dublin

Galway

Kerry

Kildare

Kilkenny

Laois

Leitrim

Limerick

Longford

Louth

Mayo

Meath

Monaghan

Offaly

Roscommon

Sligo

Tipperary

Waterford

Westmeath

Wexford

Wicklow

Your Trusted Self Build Mortgage Partner

Apply Once. Access the Best Self Build Mortgage Offers in Ireland.

What if you could access the most competitive self build mortgage offers from Ireland’s top lenders — all with just one application and a few simple steps? Imagine having a team of expert mortgage advisors by your side, guiding you through the self-build journey, answering your questions, and working to secure the best rates and terms available.

Southeast Financial Services is a nationally recognised mortgage broker with over 20 years’ experience in the Irish market. Our dedicated team specialises in Self Build Mortgages, offering personal support from initial consultation to final drawdown. We work to ensure your funding matches your build schedule and long-term goals.

Whether you’re building your first home or creating your forever home, we’re here to simplify the process. As trusted members of Brokers Ireland and Broker Assist, we can arrange self build mortgages through top Irish lenders including Finance Ireland, PTSB, Haven, ICS, and more.

Build Your Dream Home with Confidence

Take control of your home-building journey with expert mortgage support designed for self-builders across Ireland. We’ll help you secure the right mortgage, draw down funds in stages, and guide you from planning to completion.

Our Commitment to You

Your Trusted Self Build Mortgage Experts – Nationwide

With over 20 years of experience in the Irish mortgage market, SEFS is proud to support self-builders across all 26 counties. We partner with Ireland’s top lenders to help you secure the best self build mortgage rates, with expert advice and personalised support from start to finish.

One Application, Multiple Lenders

Apply once and access tailored self build mortgage offers from top Irish banks — fast, simple, and hassle-free.

Nationwide Personalised Support

From Dublin to Donegal, our expert advisors are here to guide your self build project, no matter where you're building.

Accredited, Experienced Team

As proud members of Brokers Ireland and Broker Assist, we uphold the highest standards in mortgage advice and client service.

How We Make Self Build Mortgages Work for You

At SEFS, we specialise in guiding individuals through the unique process of building their own home. From budgeting and planning to mortgage drawdowns and approvals, we simplify every stage with expert advice, full transparency, and personal support — so you can focus on building, not stressing.

Personalised Self Build Planning

Every build is different — we tailor your mortgage strategy to your vision, budget, and timeline, helping you plan with clarity and confidence.

Step-by-Step Expertise

From site purchase to final drawdown, our team is by your side to answer questions, avoid delays, and support your build every step of the way.

Appointment

Let’s Build With Confidence

Building your own home is a big step — but with the right mortgage partner, it doesn’t have to be complicated. We’re here to guide, support, and simplify the process from day one.

Talk to experienced self build mortgage advisors who understand the unique challenges of building from the ground up.

We explain every step of the process in simple language, so you feel confident and informed — not overwhelmed.

Whether you’re just starting your plans or ready to begin construction, we’re here when you need us — no pressure, no pushy sales.

Start Your Self Build Mortgage Journey Today

Testimonials

What our clients say about us

We are delighted to share excellent feedback and testimonials from our loyal and valued clients.

“From start to finish, the team made the self build mortgage process so straightforward. We felt supported at every step — even when the paperwork got overwhelming!”

Sarah Nolan First-Time Self Builder

“I didn’t know where to start, but they guided me through everything — lender options, stage payments, and all the rest. Thanks to them, I’m now building in Kerry!”

Mark O’Shea Civil Engineer

“Getting a mortgage to build our own home felt like a dream — until these guys helped us make it real. Can’t recommend them enough.”

Aoife Brennan Teacher

“Professional, friendly, and incredibly knowledgeable. We had a few hiccups with our builder, but the mortgage side of things was seamless thanks to this amazing team.”

Liam Murphy Retired Garda

Ready to Build Your Dream Home?

Let’s Get You Started with a Self Build Mortgage

Whether you’re just exploring your options or ready to apply, our team is here to guide you every step of the way. Simple process, expert advice, and support across all 26 counties.